Module I·Article I·~2 min read

Principles of Taxation and Tax Systems

Fundamentals of Taxation

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What is a Tax

A tax is a mandatory, individually non-reimbursable payment levied by the state on organizations and individuals in the form of the alienation of monetary funds for the purpose of financially supporting governmental functions.

Key features: obligatoriness (not a voluntary contribution); non-reimbursability (not payment for a specific service); monetary form; legally established.

Principles of Fair Taxation

Adam Smith (1776) formulated four principles:

Equality — taxes should be proportional to the taxpayer’s income (“each according to ability”).

Certainty — the taxpayer must know in advance the amount, time, and method of payment.

Convenience — the tax must be collected at the time and in the way that are most convenient for the payer.

Economy — the costs of collecting taxes must be minimal in relation to the receipts.

Modern principles add: neutrality (the tax should not distort economic decisions); sufficiency (provides government financing); transparency.

Progressive, Proportional, and Regressive Taxation

Proportional (flat tax): the same rate for everyone. Russia: Personal income tax 13% (15% above 5 million rubles). Easier to administer but criticized for unfairness (the rich pay a smaller share of expenditures).

Progressive: the rate increases with income. USA: from 10% to 37%. Germany: from 14% to 45%. Argument: diminishing marginal utility of money — $1000 is less significant for the rich.

Regressive: as income grows, the effective rate falls. VAT is de facto regressive: the poor spend a larger share of income on consumption.

Tax Systems of the World

Residence-based system (most countries): taxation by place of residence — residents pay taxes on worldwide income.

Territorial system (UAE, Singapore, Hong Kong): taxation only on income from local sources. Foreign income is exempt.

Citizenship-based system (USA): the USA is the only major country that taxes citizens regardless of their place of residence. An American residing in the UAE still pays in the USA.

Practical Assignment

A Russian entrepreneur (tax resident of the Russian Federation) receives: (1) salary in Russia, (2) dividends from an offshore company in the BVI, (3) rental income from real estate in the UAE, (4) interest income from a bank account in Germany. Determine which incomes are subject to Russian personal income tax, and at what rates.

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